Melkior Clergé
Whether it's for a small residential mortgage, refinancing, or a real estate investment, Melkior Clergé is the mortgage broker you need!
SCHEDULE APPOINTMENT
Whether it's for a small residential mortgage, refinancing, or a real estate investment, Melkior Clergé is the mortgage broker you need!
SCHEDULE APPOINTMENT
Always available according to your schedule, Melkior is passionate about listening to your needs, patient, and organized. He is your best ally to find the solution that will suit you! Who is Melkior on a personal level? - A sociable person who loves to chat and discuss current events over a good coffee; - A man who creates recipes and enjoys cooking for his family; - A sports and dance enthusiast. In terms of his career, Melkior began his professional life by completing his studies in insurance and financial services in 2010. After working for a few years as a claims settlement expert, he decided in 2015 to start the mortgage brokerage program to combine his passions for helping others and real estate. As a mortgage broker since 2016 at Multi-Prêts Hypothèques, he puts everything into finding financial strategies that allow his clients to achieve their real estate and financial goals. He will be happy to assist you with a pre-approval, a mortgage loan, refinancing, renewal, debt consolidation, or any mortgage-related questions. Wanting to be represented by Melkior means wanting to realize your project!
SCHEDULE APPOINTMENT
Tailored mortgage solutions to guide you through every step of your journey — whether it's a first purchase, refinancing, or an investment project.
Whether you're looking for a mortgage loan or considering a multifamily property, I will guide you through every step involved in achieving your financial goals.
Discover what our clients say about their experience with Melkior Clergé
Discover our video tips and tricks to better understand the mortgage process.
* Some conditions may apply. Subject to change without notice. Rates may vary based on the amount borrowed, collateral provided, or other factors. Please refer to your Multi-Prêts broker for more details.
Find answers to your most frequently asked questions
A pre-approval is a preliminary assessment of your borrowing capacity. It gives you a maximum amount you can borrow and a guaranteed rate for a set period, usually 90 to 120 days.
A fixed rate stays constant throughout the term, offering payment stability. A variable rate fluctuates with the Bank of Canada's key rate, potentially more advantageous but with more risk.
In Canada, the minimum down payment is 5% for properties under $500,000, 10% for the portion between $500,000 and $1M, and 20% for properties over $1M. I can help you explore your options.
Book a personalized consultation to discuss your mortgage needs and get tailored advice.
Complete our online form to start your mortgage application and speed up the approval process.
